Despite headlines of the souring real estate market, it's not all bad in housing these days as the Obama Administration tries to modify more mortgages and stabilize the nation's economy, according to a new report by Housing Predictor dot com.

The Obama administration has pledged to overhaul the nation's financial regulatory structure, and help some homeowners with foreclosure, which could aid the housing market. Whether pledges made by the Obama administration will translate into healing markets is up for debate as Congress and the new administration attempt to reach agreements on rescue plans for the economy.

Santa Barbara, CA (RealtyStore) February 27, 2009 – RealtyStore (www.realtystore.com), the nation’s leading provider of foreclosure listings, released its Arizona Foreclosure Report.

Despite a decrease in foreclosure activity from December 2008, Arizona continues to register one of the highest foreclosure rates in the nation, with one in 182 homes being foreclosed upon in January 2009. RealtyStore.com recorded 10,001 auction notices statewide for January 2009, representing a 9% decrease from those recorded in December 2008; however, this figure is still 17% above January 2008 at 8,563 auction notices. An auction notice, also known as a Notice of Trustee Sale (NTS) or Notice of Foreclosure Sale (NFS), is filed by the lending institution when a homeowner fails to cure their default. This is the second stage of foreclosure where the lender formally records its intent to sell the property through a public auction.

Now here are a couple blog articles that accurately capture the importance of cleaning up your home prior to presenting it to buyers.

The author, in this case, photographed two examples of household clutter getting in the way of a sale. Check out the Refrigerator Magnet Man and the Egg Carton Curator.

Santa Barbara, Nov 28, 2008 – RealtyStore (www.realtystore.com), the nation’s leading provider of foreclosure listings, released its quarterly Nevada Foreclosure Report.

RealtyStore.com recorded 20,190 notices of default (NODs) and 14,361 auction notices statewide for Q3 2008. This was a 109% and 187% increase respectively from those recorded in Q3 2007. An NOD is filed by the lending institution, when a homeowner falls behind on mortgage payments. NODs provide important information about which homeowners have home loans they cannot afford. An auction notice, also known as a Notice of Trustee Sale (NTS), is filed by the lending institution when a homeowner fails to cure their default. This is the second stage of foreclosure where the lender formally records its intent to sell the property through a public auction.

The following article explains that 20% of all U.S. homeowners with mortgages are paying back loans that are worth more than the homes they purchased.

The numbers seem skewed by seven states. Hardly more than 1/3 of all mortgages with negative equity are held by homeowners living in the remaining 86% of the country.