On every property details page of the RealtyStore.com site you'll find a short list of "Preferred Partners." We select these partners to assist our members. These partners are realtors and contractors that can help you with your home purchase. The majority of our Preferred Partners are realtors, and all of these are Buyer's Agents - meaning they're there to help you find the home of your dreams.

Some things you should know about Preferred Partners:

The Preferred Partner is on your side.

It seems these days it’s hard to put a finger on the price of a home.

For one thing, the economy continues to shift causing fluctuations in various markets. For another, prices are based on comps – and comps have been affected by short-sales and other distressed-owner sales.

DEAR BENNY: My grandmother is in her home, already at the breaking point: It's a question of food or medicine. Her house payment is $400. She's usually a bit late paying the property tax. This month she signed papers to let the mortgage company set up an escrow account. The lender paid taxes and insurance to the tune of $1,800, and now they've jacked the payment up by $270 each month, which is more than $3,200 extra a year!

I know what you're thinking. November 30th is coming at us faster than a Mac truck, and you're wondering if you'll have time to close on a house before the First-Time Homebuyer Federal Tax Credit expires.

Like the cash-for-clunkers program that swept the nation earlier this year, the Federal Tax Credit has generated a flurry of sales activity as homebuyers hurry to benefit from the up to $8,000 incentive.

And now we're only a couple of months away from the end. Or are we?

Long-term rates are again approaching four-month lows, with 10-year T-notes just above the magic 3.28 percent level; break that and low-fee mortgages will cross just under 5 percent.

If that blessed moment should arrive, do not wait for lower or expect sub-5 percent to last more than a few hours: Surviving mortgage lenders will yell "Now!" to a few million boat-missing refinance candidates, and that renewed demand must be worked off before any deeper drop.