I know what you're thinking. November 30th is coming at us faster than a Mac truck, and you're wondering if you'll have time to close on a house before the First-Time Homebuyer Federal Tax Credit expires.

Like the cash-for-clunkers program that swept the nation earlier this year, the Federal Tax Credit has generated a flurry of sales activity as homebuyers hurry to benefit from the up to $8,000 incentive.

And now we're only a couple of months away from the end. Or are we?

Santa Barbara, CA Sept 29, 2009 - RealtyStore (www.realtystore.com), the nation's leading provider of foreclosure listings, released its August 2009 Foreclosure Report for the State of Washington.

Long-term rates are again approaching four-month lows, with 10-year T-notes just above the magic 3.28 percent level; break that and low-fee mortgages will cross just under 5 percent.

If that blessed moment should arrive, do not wait for lower or expect sub-5 percent to last more than a few hours: Surviving mortgage lenders will yell "Now!" to a few million boat-missing refinance candidates, and that renewed demand must be worked off before any deeper drop.

When you're searching through listings at our site, don't limit yourself just to your immediate neighborhood!

If you're considering a move, Albuquerque, NM might be right for you. the clear skies, gentle breezes and plenty of sunshine that are typical of an Albuquerque day encourage healthy outdoors activities. Each October hundreds of air balloons fill the sky as part of the International Balloon Fiesta. 14 golf courses beckon against beautiful mountain peaks.

Santa Barbara, CA August 30, 2009 -- RealtyStore (www.realtystore.com), the nation's leading provider of foreclosure listings, released its year-to-date California Foreclosure Report for 2009.