I know what you're thinking. November 30th is coming at us faster than a Mac truck, and you're wondering if you'll have time to close on a house before the First-Time Homebuyer Federal Tax Credit expires.

Like the cash-for-clunkers program that swept the nation earlier this year, the Federal Tax Credit has generated a flurry of sales activity as homebuyers hurry to benefit from the up to $8,000 incentive.

And now we're only a couple of months away from the end. Or are we?

Santa Barbara, CA July 14, 2009 -- RealtyStore (www.realtystore.com) recorded 6,906 Notices of Trustee Sale (NTS) in Oregon year to date; nearly double the figure from the first half of 2008, and more than triple that for the same period in 2007. Such notices are posted when a property is formally scheduled for public auction through foreclosure proceedings.

"Getting a mortgage has become increasingly challenging in the new economy. One recent survey showed that 67% of those who applied for a mortgage found it more difficult. Although banks now may have stricter lending rules, it is still possible to qualify for a mortgage. Here are a few steps that may make it easier.

"DETERMINE HOW MUCH YOUR CAN AFFORD

Don't miss out on your chance to get your hands on $8,000 worth of government money.

In an interview with Ronald Phipps from the National Association of Realtors, the Wall Street Journal reminds us that the opportunity to earn $8,000 in tax credits is almost over!

Santa Barbara, CA November 28, 2008 -- RealtyStore (www.realtystore.com), the nation's leading provider of foreclosure listings, released its quarterly Nevada Foreclosure Report. RealtyStore.com recorded 20,190 notices of default (NODs) and 14,361 auction notices statewide for Q3 2008. This was a 109% and 187% increase respectively from those recorded in Q3 2007. An NOD is filed by the lending institution, when a homeowner falls behind on mortgage payments. NODs provide important information about which homeowners have home loans they cannot afford. An auction notice, also known as a Notice of Trustee Sale (NTS), is filed by the lending institution when a homeowner fails to cure their default. This is the second stage of foreclosure where the lender formally records its intent to sell the property through a public auction.