Have you been making offers on home with little result? Are your offers not getting accepted?

This can be especially bewildering if you learn later that the home sold for LESS than what you were willing to pay.

The bouyant market of five years ago taught many home-buyers to come in at more than the offered price. This would pre-empt a bidding war and entice the seller into accepting the offer speedily.

Sometimes, though, the highest bidder does not get the prize.

When you're searching through listings at our site, don't limit yourself just to your immediate neighborhood!

If you're considering a move, Albuquerque, NM might be right for you. the clear skies, gentle breezes and plenty of sunshine that are typical of an Albuquerque day encourage healthy outdoors activities. Each October hundreds of air balloons fill the sky as part of the International Balloon Fiesta. 14 golf courses beckon against beautiful mountain peaks.

Think of your Buyer Agent as having a personal shopper. They're at your side giving you all the information and advice you need to make educated decisions as you contemplate buying a home.

A Buyer Agent can assist you in finding the right loan, listen and learn exactly what kind of home you're looking for and make sure you have access to any and all suitable properties. When you're ready to make an offer he or she can research the market thoroughly to make sure that your offer puts you in a position to get the best deal possible.

When looking for the best opportunities, the best time to buy is the complete absolute bottom of the market. For many home-buyers, 2009 is it. Nationally-renowned financial advisor Suze Orman recently called this moment in real estate "the time for opportunities of a lifetime".

But there are signs that real-estate markets are beginning to recover. An article in the L.A. Times cites the S&P/Case-Shiller index as an indicator that home prices in 20 major cities rose in May over April levels - a first since 2006.

"Getting a mortgage has become increasingly challenging in the new economy. One recent survey showed that 67% of those who applied for a mortgage found it more difficult. Although banks now may have stricter lending rules, it is still possible to qualify for a mortgage. Here are a few steps that may make it easier.

"DETERMINE HOW MUCH YOUR CAN AFFORD