Foreclosure Glossary Y-Z

Basic foreclosure definitions, from Yield to Zoning Variance

Yield - Zoning Variance


YIELD:
The effective return on an investment, as paid in dividends or interest.

YIELD MAINTENANCE PREMIUM:
A penalty designed to make investors whole in the event of early redemption of principal. Usually paid by the borrower.

YIELD SPREAD:
A form of compensation some brokers receive from a lender for originating and processing a loan. The yield spread is based on the interest rate of the loan and can usually vary anywhere from zero to 6%.

Z-FLASHING:
A special type of metal flashing that protects horizontal joints between siding panels which do not overlap. This metal flashing has a Z-shaped profile and is designed to tuck up under the upper panel and overlap the lower one.

ZERO-LOST LINE:
The positioning of a house near or on top of the lot boundary, resulting in little or no space between houses.

ZERO-NET:
When the seller receives little or no net proceeds from a property sale.

ZONING:
Regulations controlling the use of land within a jurisdiction.

ZONING ORDINANCE:
The set of laws and regulations controlling the use of land and construction of improvements in a given area or zone.

ZONING VARIANCE:
A one-time modification of existing zoning laws.


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