CAUTION! Not Every Agent is the Same or Even Qualified to Represent You!

Just like researching a company before you start working there, it is important to make sure the agent you are working with has the experience to represent you to the best extent possible. Now more than ever, if you are thinking of buying or selling a home, it is important that you work with an experienced agent you can trust to make sure that you are protected during the process and in order to get the biggest bang your buck. Just because someone has a real estate license does not mean they are qualified to help you buy or sell a property.

What does my credit score need to be to buy a home?

Buying a home can be temporarily stressful. With the right professionals in your corner, the transaction can be smooth and pain-free. Contrary to belief, a potential buyer would not need a 700+ FICO score to become a homeowner. Some lenders require a minimum of 580 FICO, sometimes lower, depending on the circumstances. If your score is at least 620, you may qualify for an interest free loan to cover your down payment and closing costs.

Home buying made simple!

Buying a home should be a simplified process! Your agent should educate you on the process every step of the way! Before a buyer goes out looking at homes, they should have a thorough understanding of the home buying process. They should know how the agents, inspector, lender, title company, appraiser work together to make the home buying process work.

They should know the pro's and cons of

- Down payment assistance programs
- Seeking Seller Concessions
- Land contract/FHA/Conventional

Top 6 Reasons You Should Use a Realtor When Selling Your Connecticut Home

You are considering selling your Connecticut home and you are faced with the decision of hiring a Realtor® or trying to sell it yourself.
Selling it yourself may seem like a good idea, but there are some pretty compelling reasons why you may want hire a Realtor® to sell your Connecticut home.
Here’s why…Click Here To Read Full Story

Pre-Approval: Your 1st Step in Buying a Home

In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search.

Even if you are in a market that is not as competitive, understanding your budget will give you the confidence of knowing if your dream home is within your reach.

Buyers: Don’t Be Surprised by Closing Costs!

Many homebuyers think that saving for their down payment is enough to buy the house of their dreams, but what about the closing costs that are required to obtain a mortgage?

By law, a homebuyer will receive a loan estimate from their lender 3 days after submitting their loan application and they should receive a closing disclosure 3 days before the scheduled closing on their home. The closing disclosure includes final details about the loan and the closing costs.

But what are closing costs anyway?
According to Trulia:

HQ3?

The Front Range may have lost out on Amazon’s HQ2, but that doesn’t mean their company won’t affect our economy.

Denver was in the running for Amazon’s massive new second headquarters that supposedly would bring 50,000 new high-paying jobs and $5 Billion of investment.

In the end Amazon chose to split the headquarters among two East-Coast cities and many in Colorado breathed a sigh of relief.

But they are will continue to be an economic force in our state.

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