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Sample Forms & Letters: Lender Pre-Qualification Letter for Buyers

Sample Lender Pre-Qualification Letter

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Date _______________

ACME Mortgage Co.

John & Mary Buyer are pre-qualified for a residential loan in the amount of $300,000 for the property located at 1234 Apple Street, Hometown, CA 93063. This qualification is based on a 30-year conventional mortgage at a 3.9% interest with total property taxes not to exceed $5,000 per year.

Based upon information received at the time of application, along with credit and income verification received and reviewed by ACME Mortgage Co., the applicants described above meet the requirements for a conventional loan at the terms previously stated.

We have also reviewed cash assets and reserves of the applicants. We have determined that the applicants do possess sufficient funds to close this transaction.

This pre-qualification letter does not constitute loan approval or commitment to rate, fees, or term. Any misrepresentation in the loan application or adverse change in the applicants’ financial position may void this pre-qualification letter, as would a poor credit history by accepted standards.

This pre-qualification letter is not intended to confer any rights or privileges upon third parties including, but not limited to, seller of real property.

A completed loan file with an acceptable appraisal must be provided for underwriting review before a loan decision can be made.

If you have any questions or would like additional information, you can reach us by phone at 888-888-8888 or via email at email(a)

Larry Lender,
ACME Mortgage Co.


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